Westpac Altitude Velocity Platinum (Reduced first year annual fee for Westpac Customers)

$49 first year annual fee
$75 reward program fee
75,000 points
$6,000 min limit
$30,000 annual income required
0.50 points per dollar
Spend $4,000 in 90 days

    77,000 points after spending $4,000 at 0.50 points per dollar
    Two Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights
    $30,000 minimum annual income.
    Discounted first year annual fee. $49 first year, $175 thereafter.

    I'd like to use my 77,000 bonus points for:

    77,000 Velocity points
    0.50 points per dollar

    Benefits
    Seat Upgrade - Access to two Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights.
    Travel Insurance - Up to 3 months’ complimentary cover for international travel insurance when eligibility criteria are met.
    Extended Warranty Insurance - Extended warranty insurance cover on personal items purchased using the card.
    Purchase Protection Insurance - Access to up to 4 months Purchase Protection Insurance on eligible purchases.
    Buy Now Pay Later - PartPay feature allows splitting purchases into 4 payments over 6 weeks.
    Digital Wallet - Card can be added to Apple Pay, Samsung Pay, and Google Pay.
    Digital Card - Instant Digital Card available from the moment the account is opened.

    History
    26/03/2025
    Lounge Pass set to Two Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights, Expiration Date removed Tue Mar 25 2025 00:00:00 GMT+0000 (Coordinated Universal Time) , Second Year Bonus changed from 20000to 0, Reviewed At changed from Wed Mar 26 2025 09:04:52 GMT+0000 (Coordinated Universal Time)to Wed Mar 26 2025 09:04:52 GMT+0000 (Coordinated Universal Time)
    26/03/2025
    Expiration Date changed from Tue Mar 25 2025 00:00:00 GMT+0000 (Coordinated Universal Time)to Tue Mar 25 2025 00:00:00 GMT+0000 (Coordinated Universal Time), Bonus changed from 60000to 75000, Reviewed At changed from Sat Mar 22 2025 03:33:10 GMT+0000 (Coordinated Universal Time)to Wed Mar 26 2025 09:04:52 GMT+0000 (Coordinated Universal Time)
    25/01/2025
    Expiration Date changed from Wed Apr 30 2025 00:00:00 GMT+0000 (Coordinated Universal Time)to Tue Mar 25 2025 00:00:00 GMT+0000 (Coordinated Universal Time), Interest Rate changed from 20.00to 20.99, Reviewed At set to Sat Mar 22 2025 03:33:10 GMT+0000 (Coordinated Universal Time)
    • Expiration changed from 27/02/24 to 31/07/24, Bonus from 70K to 60K, Second Year Bonus from 0 to 20K, Notes from Economy X Seat Upgrade Vouchers. get two Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights. Available when you spend with Virgin Australia on your Mastercard. See FAQs for details. to You'll also get two Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights7. Available when you spend with Virgin Australia on your Mastercard. See FAQs for details.
      a year ago
    • Expiration changed from 30/04/24 to 27/02/24
      a year ago
    • Expiration changed from 01/11/23 to 30/04/24
      a year ago
    • Increased annual fee to $124
      2 years ago
    • Offer end date changed to 14th June 2023 reward program fee increasing from $50 to $75 and annual fee increasing from $150 to $175 https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
      2 years ago
    • Annual fee reduced from $200 to $150 and first year reduced from $150 to $99.
      2 years ago
    • Offer extended to 29th June 2023
      2 years ago

    Other offers for this card
    logo

    Hey all! Hope you are enjoying the site.

    If something out of date or I've missed a card, let me know on instagram or facebook and I'll get it updated ASAP.

    You can also check out my other sites for half price groceries on amazon and finding qantas business reward flights


    Craig