Credit Cards with Seat Upgrades
Westpac Altitude Velocity Black
Velocity points
$295 annual fee
Offer
90,000 Velocity points
Two complimentary Economy X Seat Upgrade Vouchers per year for eligible domestic Virgin Australia flights, valid for 12 months from issuance, appearing in Velocity Frequent Flyer account within 10 business days of eligible spend. Vouchers redeemable by calling Virgin Australia Guest Contact Centre.
Spend $6,000 in 120 days
Craig's Take
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $1,160
Read my analysis Westpac Altitude Velocity Black (Existing customers)
Velocity points
$295 annual fee
OfferExisting Customers
90,000 Velocity points
Two complimentary Economy X Seat Upgrade Vouchers per year for eligible domestic Virgin Australia flights, valid for 12 months from issuance, appearing in Velocity Frequent Flyer account within 10 business days of eligible spend. Vouchers redeemable by calling Virgin Australia Guest Contact Centre.
Spend $6,000 in 120 days
$200 first year annual fee, $295 thereafter
Craig's Take
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $1,255
Read my analysis
Westpac Altitude Velocity Platinum (Reduced first year annual fee for Westpac Customers)
Velocity points
$175 annual fee
Offer
70,000 Velocity points
Two complimentary Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights, available when spending with Virgin Australia on the Mastercard. Vouchers appear in Velocity Frequent Flyer account within 10 business days of eligible spend and are valid for 12 months.
Spend $4,000 in 90 days
$99 first year annual fee, $175 thereafter
Craig's Take
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Est. profit $1,016
Read my analysis Westpac Altitude Velocity Platinum
Velocity points
$175 annual fee
Offer
70,000 Velocity points
Two complimentary Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights, available when spending with Virgin Australia on the Mastercard. Vouchers appear in Velocity Frequent Flyer account within 10 business days of eligible spend and are valid for 12 months.
Spend $4,000 in 90 days
Craig's Take
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Est. profit $940
Read my analysis Westpac Altitude Velocity Black (Velocity Bonus Offer)
Velocity points
$295 annual fee
Offer
120,000 Velocity points
Two complimentary Economy X Seat Upgrade Vouchers per year for eligible domestic Virgin Australia flights, valid for 12 months from issuance, appearing in Velocity Frequent Flyer account within 10 business days of eligible spend. Vouchers redeemable by calling Virgin Australia Guest Contact Centre.
Spend $6,000 in 120 days
Offer Expires in 15 days (2026-03-05)
Craig's Take
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $1,670
Read my analysis Westpac Altitude Velocity Black (Existing customers, Velocity Bonus Offer)
Velocity points
$295 annual fee
OfferExisting Customers
120,000 Velocity points
Two complimentary Economy X Seat Upgrade Vouchers per year for eligible domestic Virgin Australia flights, valid for 12 months from issuance, appearing in Velocity Frequent Flyer account within 10 business days of eligible spend. Vouchers redeemable by calling Virgin Australia Guest Contact Centre.
Spend $6,000 in 120 days
$200 first year annual fee, $295 thereafter
Offer Expires in 15 days (2026-03-05)
Craig's Take
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $1,765
Read my analysis Westpac Altitude Velocity Platinum (Velocity Bonus Offer)
Velocity points
$175 annual fee
Offer
90,000 Velocity points
Two complimentary Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights, available when spending with Virgin Australia on the Mastercard. Vouchers appear in Velocity Frequent Flyer account within 10 business days of eligible spend and are valid for 12 months.
Spend $4,000 in 90 days
Offer Expires in 15 days (2026-03-05)
Craig's Take
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Est. profit $1,280
Read my analysis Westpac Altitude Velocity Platinum (Reduced first year, Velocity Bonus Offer)
Velocity points
$175 annual fee
Offer
90,000 Velocity points
Two complimentary Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights, available when spending with Virgin Australia on the Mastercard. Vouchers appear in Velocity Frequent Flyer account within 10 business days of eligible spend and are valid for 12 months.
Spend $4,000 in 90 days
$99 first year annual fee, $175 thereafter
Offer Expires in 15 days (2026-03-05)
Craig's Take
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Est. profit $1,356
Read my analysis