Virgin Australia Velocity Flyer Card
$149 first year annual fee
50,000 points
$6,000 min limit
$35,000 annual income required
0.66 points per dollar
Spend $3,000 in 60 days
Offer Details
Mid-TierTemporarily Unavailable
First Year Points
50,000 points
Velocity
Second Year Points
20,000 points
With $149 annual fee
Minimum Spend
$3,000
within 2 months
Cash Bonus
$129Virgin Australia Gift Voucher.
Offer Expires
September 29, 2025
5 months ago
Ongoing Earn Rate
0.66x points per $1 spent
Fees
First Year Annual Fee
$149
Ongoing Annual Fee
$149
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Purchase Protection Insurance
90 days complimentary insurance against loss, theft or accidental damage on purchases made with the Flyer Credit Card.
Extended Warranty Insurance
Extended warranty insurance for up to 12 months in addition to the covered product's Australian warranty period on eligible purchases made with the Flyer Credit Card.
Flight Discounts
$129 Virgin Australia Gift Voucher each year as a Virgin Australia Travel Bank credit, available after making a retail purchase in the 2 months prior to requesting the voucher.
Balance Transfer Offers
0% p.a. interest for 12 months on balance transfers with a 2% balance transfer fee, and 0% p.a. for up to 24 months with a 1% balance transfer fee, reverting to cash advance rate after the promotional period.
Interest Free Periods
Up to 44 days interest free on retail purchases when the balance is paid in full each month, excluding cash advances and balance transfers.
Rewards Program Elite Status
Earn Velocity Frequent Flyer Points on eligible everyday spend: 0.66 points per $1 up to $1,500 each statement period, 0.5 points per $1 thereafter, plus 1 extra point per $1 spent directly with Virgin Australia.
Points Transfer Benefits
Velocity Points earned on eligible transactions are automatically transferred to the Velocity Frequent Flyer Account within 15 business days after the statement cycle closes.
Digital Wallet Integration
Card can be added to Apple Pay, Samsung Pay, and Google Pay for contactless payments.
Concierge Service
24/7 access to Visa Platinum Concierge Service for personal assistance with travel, dining, and entertainment bookings.
I'd like to use my bonus for:
Craig's Analysis50,000 bonus + 1,980 from $3,000 spend
51,980 Velocity pts × 1.7¢/pt = $884
+ $129 cashback
− $149 first year fees
Est. profit $864
Bonus Difficulty
Easy
●○○$50 per day required
First Year Cost
$149
annual fee
Earn Rate
Average
●●○○0.66x Velocity points per $1
Did this help you make a decision?
$180 of profit after meeting spend requirements
+ $200 Coles gift cards
+ $129 virgin australia gift voucher. extra bonus
- $149
annual fee
$100
x 2
in Coles gift cards, $200 total, with 9,054 points remaining.
25,000 points for each month you spend $1,500 or more on eligible purchases in the first 2 months from card approval. 129 Virgin Australia Gift Voucher, each year17,when you make a retail purchase in the 2 months prior to requesting the voucher.
History
5 Feb 2025
4 changes
Notes:
30,000 points for each month you spend $1,500 or more on eligible purchases in t...25,000 points for each month you spend $1,500 or more on eligible purchases in t...
Annual Fee:
$74$149
Interest Rate:
21.0020.74
Bonus:
60,00050,000
7 Sep 2024
1 changes
Expiration Date:
2 Sep 2024
- Expiration changed from 26/06/24 to 02/09/24, Annual Fee from $0 to $742 years ago
- Expiration changed from 14/05/24 to 26/06/24, Annual Fee from $74 to $02 years ago
- Expiration changed from 04/03/24 to 14/05/24, Annual Fee from $0 to $74, Second Year Annual Fee from 129 to 149, Notes from 25,000 points for each month you spend $1,500 or more on eligible purchases in the first 4 months from card approval. $129 Virgin Australia Gift Voucher, each year, when you make a retail purchase in the 2 months prior to requesting the voucher to 30,000 points for each month you spend $1,500 or more on eligible purchases in the first 2 months from card approval. 129 Virgin Australia Gift Voucher, each year17,when you make a retail purchase in the 2 months prior to requesting the voucher.2 years ago
- Annual Fee changed from $64 to $02 years ago
- Expiration changed from 31/01/24 to 04/03/242 years ago
- Expiration changed from 31/10/23 to 31/01/242 years ago
- Bonus lowered from 100k to 60k, spend lowered from $6k to $3k3 years ago
- Offer extended to 31 July 20233 years ago
- Increased annual fee to $129. Increased min spend to $60003 years ago
- Bonus decreased from 100k to 60k3 years ago
- Offer extended to 30th April 20233 years ago
- Offer changed from 60k points, to 100k points if you spend $1.5k every month for 4 months.3 years ago
