Credit Cards with Points Transfer Benefits
NAB Rewards Platinum Card
NAB points
$195 annual fee
Offer
80,000 NAB points
NAB Rewards Points can be transferred to partner frequent flyer and rewards programs including Flybuys, Velocity Frequent Flyer, Accor Live Limitless (ALL), KrisFlyer, Cathay Membership Programme, and Air New Zealand Airpoints.
Spend $3,000 in 90 days
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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The American Express Platinum Card Targeted Offer
American Express points
$1,450 annual fee
OfferTargeted
225,000 American Express points
Ability to transfer Membership Rewards points to over 10 major airline reward partner programs including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, and Air New Zealand Airpoints, and to hotel partner programs Hilton Honors and Marriott Bonvoy.
Spend $5,000 in 90 days
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
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ANZ Frequent Flyer Platinum
Qantas points
$295 annual fee
Offer
75,000 Qantas points
Earn Qantas Points on eligible purchases with earn rates of 0.75 points per $1 up to $3,000 and 0.5 points per $1 thereafter per statement period. Bonus Qantas Points on selected Qantas products and services and with Bonus Partners.
Spend $2,500 in 90 days
Craig's Take
Easy $28/day spend to hit the bonus. Good ongoing earn rate. $100 cashback offsets the $295 fee.
Est. profit $1,005
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St.George Amplify Platinum - Qantas
Qantas points
$175 annual fee
Offer
70,000 Qantas points
Qantas Points earned go directly to Qantas Frequent Flyer account for use on flights, upgrades, and shopping.
Spend $4,000 in 90 days
Craig's Take
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Est. profit $870
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St.George Amplify Qantas Signature
Qantas points
$295 annual fee
Offer
90,000 Qantas points
Earn 0.75 Qantas Points per dollar spent on eligible purchases, up to $250,000 annually, credited monthly to Qantas Frequent Flyer account.
Spend $6,000 in 120 days
Craig's Take
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $1,070
Read my analysis St.George Amplify Qantas Signature (Existing customers, through log in)
Qantas points
$295 annual fee
OfferExisting Customers
90,000 Qantas points
Earn 0.75 Qantas Points per dollar spent on eligible purchases, up to $250,000 annually, credited monthly to Qantas Frequent Flyer account.
Spend $6,000 in 120 days
$200 first year annual fee, $295 thereafter
Craig's Take
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $1,165
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Bank of Melbourne Amplify Rewards Platinum
Bank of Melbourne points
$175 annual fee
Offer
75,000 Bank of Melbourne points
Amplify Points can be transferred to partner airline frequent flyer programs and other transfer partner reward programs.
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis St.George Amplify Platinum - Qantas (Existing customers, through log in)
Qantas points
$175 annual fee
OfferExisting Customers
70,000 Qantas points
Qantas Points earned go directly to Qantas Frequent Flyer account for use on flights, upgrades, and shopping.
Spend $4,000 in 90 days
$99 first year annual fee, $175 thereafter
Craig's Take
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Est. profit $946
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The American Express Platinum Card
American Express points
$1,450 annual fee
Offer
200,000 American Express points
Ability to transfer Membership Rewards points to over 10 major airline reward partner programs including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, and Air New Zealand Airpoints, and to hotel partner programs Hilton Honors and Marriott Bonvoy.
Spend $5,000 in 90 days
Offer Expires in 6 months (2026-08-25)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
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CommBank Smart Awards Credit Card (with $2,000 per month spend)
Commbank points
$0 annual fee
Offer
80,000 Commbank points
Option to opt-in to earn Qantas Points for $90 per year. CommBank Awards points earned are automatically converted and transferred to Qantas Frequent Flyer account at a rate of 2.5 Awards points to 1 Qantas Point at the end of each statement period.
Spend $6,000 in 150 days
Craig's Take
Easy $40/day spend to hit the bonus. Average ongoing earn rate.
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