St.George Amplify Rewards Platinum
$99 first year annual fee
75,000 points
$6,000 min limit
1.00 points per dollar
Spend $3,000 in 90 days
Offer Details
Low Fee
First Year Points
75,000 points
St.George Amplify
Second Year Points
25,000 points
With $175 annual fee
Minimum Spend
$3,000
within 3 months
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$99
Ongoing Annual Fee
$175
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Travel Insurance
Up to 3 months complimentary international travel insurance including medical emergencies, trip cancellations, lost baggage, and rental vehicle excess in Australia cover.
Purchase Protection Insurance
Purchase protection for up to 4 months on eligible purchases against theft, loss, or accidental damage.
Extended Warranty Insurance
Extended warranty coverage on eligible purchases.
Transit Accident Insurance
Overseas transit accident insurance included as a complimentary insurance benefit.
No Additional Cardholder Fee
Complimentary additional cardholder card for persons aged 16 or over, with all spend and points on the primary account.
Digital Wallet Integration
Card can be added to Apple Pay, Google Pay, and Samsung Pay for mobile payments.
Interest Free Periods
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
Hotel Benefits
Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay at participating properties.
I'd like to use my bonus for:
Craig's Analysis75,000 bonus + 3,000 from $3,000 spend
39,000 Velocity pts × 1.7¢/pt = $663
− $99 first year fees
Est. profit $564
Bonus Difficulty
Easy
●○○$33 per day required
First Year Cost
$99
annual fee
Earn Rate
Average
●●○○1.00x St.George Amplify points per $1
Did this help you make a decision?
39,000 Velocity points
0.50 points per dollar
Points transfer 2 St.George Amplify points 1 Velocity points
Hi all,
I'm trying to complete this page, but I don't currently have a St.George card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.
Craig
History
23 Jan 2026
0 changes
20 Jan 2026
0 changes
20 Jan 2026
1 changes
Points Per Dollar:
1.251.00
9 Dec 2025
1 changes
Points Per Dollar:
1.001.25
6 Dec 2025
1 changes
Points Per Dollar:
1.251.00
23 Sep 2025
4 changes
Second Year Annual Fee:
$124$175
Bonus:
90,00075,000
Second Year Bonus:
30,00025,000
Points Per Dollar:
1.001.25
26 Mar 2025
4 changes
Expiration Date:
25 Mar 2025
Annual Fee:
$49$99
Bonus:
100,00090,000
Second Year Bonus:
030,000
25 Jan 2025
2 changes
Expiration Date:
30 Apr 202525 Mar 2025
Interest Rate:
19.0020.99
15 Aug 2024
1 changes
Expiration Date:
31 Jul 202430 Apr 2025
- Expiration changed from 30/04/24 to 31/07/242 years ago
- Expiration changed from 06/11/23 to 30/04/24, Bonus from 90K to 100K, Second Year Annual Fee from 99 to 1242 years ago
- Offer expiry moved from 30/11 to 6/112 years ago
- Krisflyer redemtion changed from 2:1 to 3:13 years ago
- Second year annual fee increased from $99 to $1243 years ago
- Offer extended to 19 july 20233 years ago
- Annual fee increased from $29 to $49. Kayo deal removed. Bonus lowered from 100k to 90k3 years ago
- Offer extended to 30/11/224 years ago
- Expiration changed from 31/12/2022 to 30/11/20224 years ago
