Credit Cards with Hotel Benefits
American Express Explorer Credit Card Targeted Offer
American Express points
$395 annual fee
OfferTargeted
100,000 American Express points
Receive up to US$100 hotel credit and room upgrade at select hotels in The Hotel Collection when booking two consecutive nights. You will receive $1 for each dollar spent on dining, spa and resort activities, up to USD100
Spend $4,000 in 90 days
Offer Expires 3 months ago (2025-12-02)
Craig's Take
Easy $44/day spend to hit the bonus. Excellent ongoing earn rate. $400 cashback covers the $395 fee.
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The American Express Platinum Card Targeted Offer
American Express points
$1,450 annual fee
OfferTargeted
225,000 American Express points
Complimentary Accor Plus membership valued at AU$399 providing a complimentary night's accommodation each year and up to 50% off dining at over 1,100 participating Accor Hotels restaurants. Enrolment required.
Spend $5,000 in 90 days
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
Read my analysis The American Express Platinum Card Targeted Offer
American Express points
$1,450 annual fee
OfferTargeted
225,000 American Express points
Fine Hotels + Resorts program offering benefits valued at approximately USD$550 including guaranteed 4pm late checkout, room upgrades (subject to availability), daily breakfast for two, and a US$100 experience credit per stay at over 1,600 properties worldwide.
Spend $5,000 in 90 days
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
Read my analysis
St.George Amplify Qantas Signature
Qantas points
$295 annual fee
Offer
90,000 Qantas points
Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay.
Spend $6,000 in 120 days
Craig's Take
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $1,070
Read my analysis St.George Amplify Qantas Signature (Existing customers, through log in)
Qantas points
$295 annual fee
OfferExisting Customers
90,000 Qantas points
Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay.
Spend $6,000 in 120 days
$200 first year annual fee, $295 thereafter
Craig's Take
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $1,165
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St.George Amplify Rewards Signature
St.George Amplify points
$295 annual fee
Offer
100,000 St.George Amplify points
Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay at participating properties.
Spend $12,000 in 365 days
$199 first year annual fee, $295 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis St.George Amplify Rewards Platinum (Existing customers, through log in)
St.George Amplify points
$175 annual fee
OfferExisting Customers
75,000 St.George Amplify points
Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay at participating properties.
Spend $3,000 in 90 days
$49 first year annual fee, $175 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Bank of Melbourne Amplify Rewards Platinum
Bank of Melbourne points
$175 annual fee
Offer
75,000 Bank of Melbourne points
Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay.
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis St.George Amplify Rewards Signature (Existing customers, through log in)
St.George Amplify points
$295 annual fee
OfferExisting Customers
100,000 St.George Amplify points
Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay at participating properties.
Spend $12,000 in 365 days
$99 first year annual fee, $295 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis St.George Amplify Rewards Platinum
St.George Amplify points
$175 annual fee
Offer
75,000 St.George Amplify points
Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay at participating properties.
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis
The Qantas American Express Ultimate Card Referral Offer
Qantas points
$450 annual fee
OfferReferral
70,000 Qantas points
Complimentary Qantas Wine Premium Membership with gourmet food, exceptional wines, exclusive access to food and wine events, and complimentary delivery within Australia
Spend $5,000 in 90 days
Offer Expires in 3 months (2026-05-05)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.
Est. profit $1,120
Read my analysis
The Qantas American Express Ultimate Card
Qantas points
$450 annual fee
Offer
70,000 Qantas points
Complimentary Qantas Wine Premium Membership with gourmet food, exceptional wines, exclusive access to food and wine events, and complimentary delivery within Australia
Spend $5,000 in 90 days
Offer Expires in 3 months (2026-05-05)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.
Est. profit $1,120
Read my analysis
The American Express Platinum Card
American Express points
$1,450 annual fee
Offer
200,000 American Express points
Complimentary Accor Plus membership valued at AU$399 providing a complimentary night's accommodation each year and up to 50% off dining at over 1,100 participating Accor Hotels restaurants. Enrolment required.
Spend $5,000 in 90 days
Offer Expires in 6 months (2026-08-25)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
Read my analysis The American Express Platinum Card
American Express points
$1,450 annual fee
Offer
200,000 American Express points
Fine Hotels + Resorts program offering benefits valued at approximately USD$550 including guaranteed 4pm late checkout, room upgrades (subject to availability), daily breakfast for two, and a US$100 experience credit per stay at over 1,600 properties worldwide.
Spend $5,000 in 90 days
Offer Expires in 6 months (2026-08-25)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
Read my analysis