St.George Amplify Platinum - Qantas

$175 first year annual fee

$75 reward program fee

70,000 points

$6,000 min limit

0.50 points per dollar

Spend $4,000 in 90 days

Open credit card website

Offer Details

Mid-Tier

First Year Points

70,000 points

Qantas

Second Year Points

30,000 points

With $175 annual fee

Minimum Spend

$4,000

within 3 months

Ongoing Earn Rate

0.50x points per $1 spent

Fees

First Year Annual Fee

$175

Ongoing Annual Fee

$175

From year 2 onwards

Program Fee

$75

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Travel Insurance

Up to 3 months complimentary international travel insurance including medical emergencies, trip cancellations, lost baggage, and COVID-19 coverage, plus Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover.

Extended Warranty Insurance

Extended warranty coverage on eligible purchases for up to 24 months.

Purchase Protection Insurance

Purchase protection for up to 4 months against theft, loss, or accidental damage on eligible purchases.

Transit Accident Insurance

Overseas transit accident insurance included as part of complimentary insurances.

No Additional Cardholder Fee

Add a second cardholder aged 16 or over for free, with all transactions charged to the primary account.

Digital Wallet Integration

Card can be added to Apple Pay, Google Pay, and Samsung Pay for mobile wallet payments.

Interest Free Periods

Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.

Points Transfer Benefits

Qantas Points earned go directly to Qantas Frequent Flyer account for use on flights, upgrades, and shopping.

I'd like to use my bonus for:

Supermarket Gift Cards Qantas Reward Flights

Craig's Analysis

70,000 bonus + 2,000 from $4,000 spend

72,000 Qantas pts × 1.6¢/pt = $1,152

− $250 first year fees

Est. profit $902

Bonus Difficulty

Easy

●○○

$44 per day required

First Year Cost

$250

annual fee + $75 program fee

Estimated Bonus Value

$1120

Based on 1.6¢ per Qantas point

Earn Rate

Average

●●○○

0.50x Qantas points per $1

Did this help you make a decision?

$75 of profit after meeting spend requirements

+ $325 Woolworths gift cards

- $175

annual fee

$250

x 1

$50

x 1

$25

x 1

in Woolworths gift cards, $325 total, with 4,640 points remaining.

Hi all,

I'm trying to complete this page, but I don't currently have a St.George card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.

Craig

History

19 Mar 2026

1 changes

Points Per Dollar:

0.350.50

11 Jan 2026

1 changes

Points Per Dollar:

0.500.35

30 Nov 2025

2 changes

Bonus:

75,00070,000

Second Year Bonus:

030,000

26 Sep 2025

1 changes

Annual Fee:

$99$175

23 Sep 2025

2 changes

Annual Fee:

$124$99

Second Year Annual Fee:

$124$175

26 Mar 2025

4 changes

Expiration Date:

25 Mar 2025

Annual Fee:

$99$124

Bonus:

50,00075,000

Spend For Bonus:

3,0004,000

25 Jan 2025

3 changes

Expiration Date:

30 Apr 202525 Mar 2025

Minimum Credit Limit:

6,000

Interest Rate:

20.0020.99

15 Aug 2024

2 changes

Expiration Date:

31 Jul 202430 Apr 2025

Bonus:

70,00050,000

Expiration changed from 27/02/24 to 31/07/24, Bonus from 60K to 70K
2 years ago
Expiration changed from 30/04/24 to 27/02/24
2 years ago
Expiration changed from 06/11/23 to 30/04/24
2 years ago
Offer expiry moved from 30/11 to 6/11
2 years ago
Offer expiry moved from 30/11 to 6/11
2 years ago
Card link changed from https://www.stgeorge.com.au/personal/credit-cards/affiliate/amplify-platinum to https://www.stgeorge.com.au/personal/credit-cards/frequent-flyer/amplify-platinum
2 years ago
First year annual fee lowered from $124 to $99
2 years ago
Annual fee increased from $99 to $124
3 years ago
Offer extended to 30 June 2023
3 years ago
Offer extended from 30/06/2022 to 31/12/2022
4 years ago