Westpac Altitude Qantas Platinum (Reduced first year annual fee for Westpac Customers)

Up to 6 months complimentary international travel insurance cover when eligibility criteria are met, including prepaying $500 of travel costs and holding a return overseas ticket before departure from Australia.

Rental vehicle excess cover in Australia included as part of complimentary insurances.

Up to 4 months purchase protection insurance on eligible purchases as per the Credit Card Complimentary Insurance Policy.

Up to 24 months extended warranty insurance cover in addition to the manufacturer's Australian warranty on eligible purchases.

Overseas transit accident insurance covers accidental death or injury when traveling overseas as a passenger on plane, bus, train or shorthaul ferry with tickets purchased on the card.

One additional cardholder aged 16 years or older can be added at no extra cost.

Card can be added to Apple Pay, Samsung Pay, and Google Pay digital wallets.

Instant Digital Card available from account opening before physical card arrives.

PartPay feature allows splitting purchases into 4 payments over 6 weeks.

Up to 45 days interest-free period on purchases when closing balance is paid in full by due date; excludes cash advances.