NAB Rewards Signature Card with Velocity (Velocity Bonus Offer)

$35 monthly fee

90,000 points

$15,000 min limit

0.75 points per dollar

Spend $5,000 in 90 days

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Offer Details

Premium

Signup Bonus

90,000 points

Velocity

Minimum Spend

$5,000

within 3 months

Offer Expires

March 5, 2026

in 12 days

Ongoing Earn Rate

0.75x points per $1 spent

Fees

Monthly Fee

$35 per month

Equivalent to $420 annually

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

90,000 bonus + 3,750 from $5,000 spend

93,750 Velocity pts × 1.7¢/pt = $1,594

− $175 first year fees

Est. profit $1,419

Bonus Difficulty

Moderate

●●○

$56 per day required

First Year Cost

$175

5 months of fees - assuming you keep the card for the bonus period (3 months) + 2 statements (waiting for points to arrive in your account)

Estimated Bonus Value

$1530

Based on 1.7000000000000002¢ per Velocity point

Earn Rate

Good

●●●○

0.75x Velocity points per $1

Did this help you make a decision?

$225 of profit after meeting spend requirements

+ $400 Coles gift cards

- $175

5 months of fees - assuming you keep the card for the bonus period (3 months) + 2 statements (waiting for points to arrive in your account)

$100

x 4

in Coles gift cards, $400 total, with 7,898 points remaining.

View Exclusive Offer Details

VFF bonus offer. Activate on VFF portal before applying. +10,000 extra Velocity Points from VFF. Card earns NAB Rewards Points (up to 3/$1), convert to Velocity via Auto Redemption. 80k Velocity Points with Auto Redemption on and $5,000 spend in 90 days + 10k VFF extra. Monthly fee $35 reversed if $5,000+ spend per statement period.