NAB Qantas Rewards Signature Card
$420 first year annual fee
100,000 points
$15,000 min limit
1.00 points per dollar
Spend $5,000 in 90 days
Summary
Premium
Key Highlights
- • 100,000 bonus points
- • $420 annual fee
Offer Details
First Year Points
100,000 points
Qantas
Second Year Points
30,000 points
With $420 annual fee
Minimum Spend
$5,000
within 3 months
Cash Bonus
$250Cashback
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$420
Ongoing Annual Fee
$420
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Travel Insurance
Complimentary international travel insurance, domestic travel insurance, and rental vehicle excess insurance in Australia.
Purchase Protection Insurance
Complimentary purchase protection insurance covering eligible purchases.
Extended Warranty Insurance
Complimentary extended warranty insurance on eligible purchases.
No Additional Cardholder Fee
Additional cardholders can be added at no extra cost.
Concierge Service
24/7 personal concierge service for travel and lifestyle assistance via NAB Concierge Service.
I'd like to use my 105,000 bonus points for:
Expert Analysis
Craig's Take
105,000 Qantas pts × 1.6¢/pt = $1,680
+ $250 cashback
− $420 first year fees
Est. profit $1,510
Bonus Difficulty
Moderate
●●○$56 per day required
First Year Cost
$420
annual fee
Earn Rate
Excellent
●●●●1.00x Qantas points per $1
RWRDS Insight
This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.
$330 of profit after meeting spend requirements
+ $500 Woolworths gift cards
+ $250 cashback extra bonus
- $420
annual fee
$250
x 2
in Woolworths gift cards, $500 total, with 1,500 points remaining.
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