Credit Cards with Travel Credits
The American Express Platinum Edge Credit Card
American Express points
$195 annual fee
Offer
0 American Express points
$200 annual travel credit to spend on eligible domestic and international flights, hotels, or car hire with American Express Travel, redeemable for the primary card member each membership year.
Spend $0 in 0 days
$0 first year annual fee, $195 thereafter
Craig's Take
Average ongoing earn rate. $200 cashback covers the $195 fee.
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The American Express Platinum Card Targeted Offer
American Express points
$1,450 annual fee
OfferTargeted
225,000 American Express points
$450 travel credit each year to spend on eligible flights, hotels or car hire booked with the Platinum Travel Service or American Express Travel Online.
Spend $5,000 in 90 days
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
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The American Express Velocity Platinum Card
Velocity points
$440 annual fee
Offer
70,000 Velocity points
Complimentary annual Virgin Australia return economy domestic flight between selected cities after first Card spend each anniversary year.
Spend $5,000 in 90 days
Offer Expires in 2 months (2026-04-30)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $385 cashback offsets the $440 fee.
Est. profit $1,135
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The Qantas American Express Ultimate Card Referral Offer
Qantas points
$450 annual fee
OfferReferral
70,000 Qantas points
$450 Qantas Travel Credit each year for eligible international or domestic Qantas flights booked and paid online at American Express Travel
Spend $5,000 in 90 days
Offer Expires in 3 months (2026-05-05)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.
Est. profit $1,120
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The Qantas American Express Ultimate Card
Qantas points
$450 annual fee
Offer
70,000 Qantas points
$450 Qantas Travel Credit each year for eligible international or domestic Qantas flights booked and paid online at American Express Travel
Spend $5,000 in 90 days
Offer Expires in 3 months (2026-05-05)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.
Est. profit $1,120
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The American Express Platinum Card
American Express points
$1,450 annual fee
Offer
200,000 American Express points
$450 travel credit each year to spend on eligible flights, hotels or car hire booked with the Platinum Travel Service or American Express Travel Online.
Spend $5,000 in 90 days
Offer Expires in 6 months (2026-08-25)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
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The American Express Velocity Platinum Card (Velocity Bonus Offer)
Velocity points
$440 annual fee
Offer
100,000 Velocity points
Complimentary annual Virgin Australia return economy domestic flight between selected cities after first Card spend each anniversary year.
Spend $5,000 in 90 days
Offer Expires in 2 months (2026-04-30)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $385 cashback offsets the $440 fee.
Est. profit $1,645
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CommBank Smart Awards Credit Card (with $2,000 per month spend)
Commbank points
$0 annual fee
Offer
80,000 Commbank points
CommBank Yello Plus, Gold, and Diamond customers receive 5% to 10% back in travel credits on hotel or flight bookings made via Travel Booking provided by Hopper. Travel credits have a 2-year expiry and are applied to future bookings.
Spend $6,000 in 150 days
Craig's Take
Easy $40/day spend to hit the bonus. Average ongoing earn rate.
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