Credit Cards with Shopping Benefits

Image of ANZ Frequent Flyer Black credit card
ANZ Frequent Flyer Black
Qantas points
$425 annual fee
Offer
90,000 Qantas points
Earn cashback plus Qantas Points from over 2,000 retailers when shopping through Cashrewards, a third-party cashback program.
Spend $5,000 in 90 days
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $200 cashback offsets the $425 fee.

Est. profit $1,215
Read my analysis
Image of Qantas Premier Titanium credit card
Qantas Premier Titanium
Qantas points
$1,200 annual fee
Offer
150,000 Qantas points
Activate card offers to earn bonus Qantas Points when shopping at selected stores
Spend $5,000 in 90 days
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. High $1200 fee — make sure you'll use the perks.

Est. profit $1,200
Read my analysis
Image of ANZ Rewards Platinum credit card
ANZ Rewards Platinum
ANZ points
$149 annual fee
Offer
85,000 ANZ points
Earn cashback plus ANZ Rewards Points from over 2,000 retailers when shopping through Cashrewards. Membership and terms apply.
Spend $3,500 in 90 days
Craig
Craig's Take

Easy $39/day spend to hit the bonus. Good ongoing earn rate. $50 cashback offsets the $149 fee.

Read my analysis
Image of The American Express Platinum Card Targeted Offer credit card
The American Express Platinum Card Targeted Offer
American Express points
$1,450 annual fee
OfferTargeted
225,000 American Express points
Access to Amex Offers providing credits and bonus points on shopping, dining, travel, and entertainment with various brands. Also includes Shop Small offers to support local businesses.
Spend $5,000 in 90 days
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.

Read my analysis
Image of ANZ Frequent Flyer Platinum credit card
ANZ Frequent Flyer Platinum
Qantas points
$295 annual fee
Offer
75,000 Qantas points
Earn cashback plus Qantas Points from over 2,000 retailers when shopping through Cashrewards, a third-party cashback program. Membership and terms apply.
Spend $2,500 in 90 days
Craig
Craig's Take

Easy $28/day spend to hit the bonus. Good ongoing earn rate. $100 cashback offsets the $295 fee.

Est. profit $1,005
Read my analysis
Image of The American Express Platinum Card credit card
The American Express Platinum Card
American Express points
$1,450 annual fee
Offer
200,000 American Express points
Access to Amex Offers providing credits and bonus points on shopping, dining, travel, and entertainment with various brands. Also includes Shop Small offers to support local businesses.
Spend $5,000 in 90 days
Offer Expires in 6 months (2026-08-25)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.

Read my analysis
ANZ Rewards Platinum (Velocity Bonus Offer)
Velocity points
$149 annual fee
Offer
70,000 Velocity points
Earn cashback plus ANZ Rewards Points from over 2,000 retailers when shopping through Cashrewards. Membership and terms apply.
Spend $3,500 in 90 days
Offer Expires in 15 days (2026-03-05)
Craig
Craig's Take

Easy $39/day spend to hit the bonus. Good ongoing earn rate. $50 cashback offsets the $149 fee.

Est. profit $1,091
Read my analysis
Image of CommBank Smart Awards Credit Card (with $2,000 per month spend) credit card
CommBank Smart Awards Credit Card (with $2,000 per month spend)
Commbank points
$0 annual fee
Offer
80,000 Commbank points
Access to CommBank Yello Cashback Offers providing cashback on purchases with partnered brands via the CommBank app for eligible Mastercard cardholders.
Spend $6,000 in 150 days
Craig
Craig's Take

Easy $40/day spend to hit the bonus. Average ongoing earn rate.

Read my analysis
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