Credit Cards with Shopping Benefits

Activate card offers to earn bonus Qantas Points when shopping at selected stores

Spend $5,000 in 90 days

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. High $1200 fee — make sure you'll use the perks.

Est. profit $1,200

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ANZ Frequent Flyer Platinum

Earn cashback plus Qantas Points from over 2,000 retailers when shopping through Cashrewards, a third-party cashback program. Membership and terms apply.

Spend $2,500 in 90 days

Craig's Take

Easy $28/day spend to hit the bonus. Good ongoing earn rate. $100 cashback offsets the $295 fee.

Est. profit $1,005

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CommBank Smart Awards Credit Card (with $2,000 per month spend)

Commbank points

$0 annual fee

Offer

40,000 Commbank points

Access to CommBank Yello Cashback Offers providing cashback on purchases with partnered brands via the CommBank app for eligible Mastercard cardholders.

Spend $4,500 in 90 days

Craig's Take

Easy $50/day spend to hit the bonus. Average ongoing earn rate.

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ANZ Frequent Flyer Black

Earn cashback plus Qantas Points from over 2,000 retailers when shopping through Cashrewards, a third-party cashback program.

Spend $5,000 in 90 days

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $200 cashback offsets the $425 fee.

Est. profit $1,215

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The American Express Platinum Card Targeted Offer

American Express points

$1,450 annual fee

OfferTargeted

200,000 American Express points

Access to Amex Offers providing credits and bonus points on shopping, dining, travel, and entertainment with various brands. Also includes Shop Small offers to support local businesses.

Spend $5,000 in 90 days

Offer Expires in 5 months (2026-08-25)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.

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