Credit Cards with Mobile Phone Insurance

The American Express Platinum Edge Credit Card
American Express points
$195 annual fee
Offer
0 American Express points
Smartphone front screen cover up to $500 for repairs if the front screen is broken when the phone is paid outright or monthly bill is paid with the American Express Platinum Edge Credit Card.
Spend $0 in 0 days
$0 first year annual fee, $195 thereafter
Craig's Take
Average ongoing earn rate. $200 cashback covers the $195 fee.
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NAB Rewards Platinum Card with Velocity
Velocity points
$195 annual fee
Offer
70,000 Velocity points
Complimentary mobile phone insurance covering accidental damage and theft for NAB Rewards Signature Cardholders with monthly billing arrangement using the card.
Spend $4,000 in 90 days
Craig's Take
Easy $44/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $995
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NAB Rewards Platinum Card with Velocity (Velocity Bonus Offer)
Velocity points
$195 annual fee
Offer
80,000 Velocity points
Complimentary mobile phone insurance covering accidental damage and theft for NAB Rewards Signature Cardholders with monthly billing arrangement using the card.
Spend $4,000 in 90 days
Offer Expires in 15 days (2026-03-05)
Craig's Take
Easy $44/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $1,165
Read my analysis